Comprehensive SBA loan default recovery for banks, credit unions, government agencies, and lenders across the United States.
NATIONWIDE SBA LOAN DEFAULT RECOVERY BUILT ON PROCESS EXCELLENCE
An SBA loan default creates more than a compliance problem. For banks, credit unions, and lenders holding SBA 7(a) or EIDL loan portfolios, a borrower default disrupts cash flow, triggers federal reporting obligations, and introduces significant recovery risk without legal oversight. Burke Moore Law Group delivers SBA debt collection and loan default resolution services through a single, attorney-driven platform.
Headquartered in Atlanta, Georgia, Burke Moore Law Group is a boutique law firm serving as a trusted SBA loan default attorney for financial institutions and lenders nationwide. With more than 30 licensed attorneys under a single, proven SBA collection process covering pre-legal recovery through full litigation, Burke Moore Law Group eliminates the handoffs and accountability gaps that creditors encounter when splitting SBA work across separate agencies and outside law firms.
Burke Moore Law Group provides SBA debt collection across two primary categories, giving lenders a single legal partner for virtually all SBA recovery needs.
SBA LOAN DEFAULT RECOVERY SERVICES
Burke Moore Law Group provides SBA debt collection across two primary categories, giving lenders a single legal partner for virtually all SBA recovery needs.
SBA 7(A) LOAN DEFAULT
We represent lenders in recovering SBA 7(a) loan debt from defaulted small business borrowers, including enforcement of personal guarantees, pursuit of business assets and personal property, and documentation support for SBA guaranty purchase claims. Our attorneys operate in full compliance with SBA standard operating procedures, ensuring every step in the default and recovery process is legally defensible.
EIDL LOAN AND SBA DEBT COLLECTION
Burke Moore Law Group provides SBA debt collection for lenders and government agencies dealing with defaulted EIDL loans, Paycheck Protection Program loan compliance matters, and other Small Business Administration obligations. This includes Treasury Offset Program coordination, hardship accommodation plan structuring, loan modification evaluation, and Offer in Compromise negotiation.
THE BURKE MOORE PROCESS
Most creditors managing SBA loan default work with separate collection agencies and law firms. Burke Moore Law Group provides attorney-driven legal oversight throughout the life of every account.
Our attorneys manage the full SBA recovery strategy, including personal guarantee enforcement, Offer in Compromise negotiation, bankruptcy, and foreclosure. Pre-legal and legal recovery under one roof means consistent reporting, predictable litigation flow, and single-point accountability.
SBA loan default litigation carries federal procedural requirements that general collection agencies are not built to handle. Burke Moore Law Group’s executive leadership and core legal team manage all SBA loan default litigation through multiple levels of quality control, ensuring strict compliance with SBA standard operating procedures and the documentation standards required to protect a lender’s guaranty purchase claim in every state we operate. Every attorney undergoes thorough background reviews, compliance training, and process certification before handling client accounts.
RIGOROUS LEGAL OVERSIGHT ACROSS EVERY JURISDICTION
TECHNOLOGY THAT DRIVES TRANSPARENCY AND RESULTS
Creditors managing SBA loan default consistently cite poor reporting as one of their biggest frustrations with outside collection partners. Burke Moore Law Group addresses this directly with a technology platform built for SBA portfolio oversight and debtor engagement.
Our tools adapt to each borrower’s preferred communication method and provide around-the-clock self-directed settlement and payment options, increasing engagement without adding manual effort. These tools integrate directly with our clients’ internal systems, providing the centralized oversight that SBA lenders and financial institutions require.
COMPLIANCE BUILT INTO EVERY STEP
Compliance is embedded in every aspect of how Burke Moore Law Group handles SBA loan default recovery. Our attorneys and staff follow SBA standard operating procedures, Treasury Department referral and offset protocols, and all applicable federal and state regulations. Our protocols cover personal guarantee enforcement, Treasury Offset Program coordination, disaster loan recovery, and the documentation standards required to protect a lender’s SBA guaranty purchase claim.
WHY CHOOSE BURKE MOORE LAW GROUP?
Burke Moore Law Group stands apart from other SBA debt collection firms and traditional collection agencies through our commitment to process optimization and measurable outcomes.
01
PRE-LEGAL AND LEGAL UNDER ONE ROOF
Our integrated model eliminates handoffs between agencies and firms, giving lenders a single point of accountability from intake through post-judgment SBA debt recovery.
02
TRANSPARENT, OUTCOME-BASED FEE MODELS
Our fee structures prioritize predictability and value, incentivizing efficiency and results over billable hours. Contact us for legal services and advice specific to your SBA loan default portfolio and recovery goals.
03
NATIONAL REACH WITH LOCAL COURT KNOWLEDGE
More than 30 attorneys are licensed in states where clients have significant SBA case volumes, including New York and across the Southeast, with designated local counsel covering additional jurisdictions.
04
PROCESS-DRIVEN QUALITY
We apply legal project management and Six Sigma methodologies to ensure consistent execution and continuous improvement across every SBA default matter.
05
COMPLIANCE-FIRST APPROACH
Every attorney and staff member follows rigorous training and oversight protocols, protecting our clients from procedural and legal exposure tied to SBA guarantee purchase requirements.
06
REPORTING THAT WORKS
Our technology platform gives lenders real-time access to account data, litigation status, and portfolio analytics, solving the transparency gap that frustrates most creditor-agency relationships.
FREQUENTLY ASKED QUESTIONS
What happens when a borrower defaults on an SBA loan?
When a small business owner misses a monthly payment and the loan enters default status, the lender is required to begin SBA-compliant liquidation procedures. This includes formal demand, collateral evaluation, and enforcement of the personal guarantee against the borrower’s personal assets. If recovery efforts fall short, the lender may submit a guaranty purchase claim to the federal government and refer the remaining SBA loan debt to the Treasury Department.
Does a personal guarantee create personal liability for the business owner?
Yes. Most SBA 7(a) and EIDL loans require the small business owner to sign a personal guarantee, which creates personal liability for the outstanding loan balance. This means the lender may pursue the borrower’s personal assets, real estate, and personal property to satisfy the debt. Burke Moore Law Group provides legal services to lenders enforcing these guarantees and advises on all available recovery remedies.
Can SBA loan debt be discharged through bankruptcy relief?
Not always. Dischargeability depends on the type of bankruptcy filed, the structure of the loan guarantee, and the borrower’s individual financial situation. Borrowers seeking bankruptcy relief should understand that SBA debt obligations often survive discharge. A bankruptcy attorney familiar with SBA debt can evaluate the specific circumstances. Burke Moore Law Group represents creditor interests in bankruptcy court throughout every stage of a bankruptcy case.
What debt relief options are available for borrowers in financial hardship?
When a small business owner is experiencing financial hardship or financial difficulty, several options may be available before full default, including loan modification, a hardship accommodation plan, or SBA loan forgiveness through an Offer in Compromise. Burke Moore Law Group advises lenders on structuring and documenting these arrangements to protect the lender’s interests and preserve the SBA loan guarantee.
Do you handle SBA loan default cases outside of Georgia?
Yes. Burke Moore Law Group provides SBA debt collection services nationwide across the United States. Our attorneys are licensed in states where clients have significant volumes, and we use reciprocity rules, pro hac vice filings, or designated local counsel in other jurisdictions.
Does BMLG offer a free consultation for SBA loan default matters?
Our technology platform provides real-time access to account status and detailed reporting. Clients receive regular updates and can integrate our reporting tools directly with their internal systems.
CONTACT BURKE MOORE LAW GROUP
To schedule a confidential consultation about your SBA loan default recovery needs, call us toll-free at 1-877-219-5222 or contact us at 678-271-9150. Our office is open Monday through Friday, 8:30 a.m. to 5:30 p.m. Eastern Time. You can also email us at generalcontact@burkemoore.com.
Dials our phone number 877-219-5222
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