Karen K. Karabinos is an accomplished insurance defense attorney with over 35 years of experience representing domestic and international insurance carriers, businesses, and third-party associations. With an emphasis on first-party property claims defense, Karen also handles litigation involving various insurance coverage disputes including cyber breaches and loss of electronic data, bad faith, arson, and fraud.
Karen vigorously investigates her cases and maintains continuous communication with her clients as she works toward successful resolution while maintaining their business strategy and goals.
Prior to joining BMLG, Karen was a partner with an Atlanta firm where she handled insurance coverage and litigation matters.
EDUCATION
- Mercer Law School
ADMISSIONS
BAR ADMISSIONS
Georgia
Texas
PROFESSIONAL ASSOCIATIONS
Federation of Defense & Corporate Counsel, Vice-Chair Property Insurance Section
Georgia Defense Lawyers Association, Board of Directors
Metro Fire Investigator Association
ACHIEVEMENTS
Rated AV Preeminent® with Martindale-Hubbelll
GDLA Northern District Director
ARTICLES AND PUBLICATIONS
“What to Do if Opposing Counsel Inappropriately Uses Artificial Intelligence in Pleadings,” Georgia Defense Lawyers Association Magazine, Winter 2026
“Your Time Limit Has Expired—Or Has It?
” Claims and Litigation Management Alliance (CLM) Magazine, April 13, 2021
“A Review of Property Insurance Law in Canada and the United States,” Defense Counsel Journal, April 2021
“Avoiding Waiver: Can the Insured Successfully Claim You Waived the Suit Limitation Provision?” Claims and Litigation Management Alliance (CLM) Magazine, January2021
“How to Avoid Bad Faith Damages in COVID First-Party Property Lawsuits,” Carrier Management, December 2020
“The Debate Involving Depreciation of Labor Costs Continues,” DRI Covered Events, Issue 8, Volume 30, 2019
“Detecting Contents Fraud,”
Claims and Litigation Management Alliance (CLM)Magazine, April 6, 2018
“The Past, Current, and Future: Landscape of COVID-19-Related Business Interruption Claims and Litigation,” DRI, In House Defense Quarterly, June 2014
“Is There Fraud Hidden in Your Insured’s Receipts?”
Claims and Litigation Management Alliance (CLM) Magazine, November 19, 2013
“Gaming the System,” Claims and Litigation Management Alliance (CLM) Magazine, November 16, 2012